We assist companies that have sustained interruption of business as a result of an insurable event, such as a fire or water damages, to obtain a fair and just settlement from their Insurers.

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We first review the insurance policy and its definitions to determine the applicable coverage.  This review will also determine the length of the indemnity period and, if applicable, the coinsurance ratio.

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Subsequently, we proceed with the estimation of the claimed financial losses, such as :

 

• Loss of profits

 

• Extra expenses

 

• Ordinary payroll

 

• Unincurred expenses

 

• Stock losses

 

Our services typically include the following :

 

• Analysis of the financial statements, budgets and accounting records

 

• Interviews with key personnel

 

• Preparation of financial projections during the indemnity period

 

• Comparison between the financial projections and the actual results

 

• Preparation of an expert report

 

• Assistance during the settlement process

 

Furthermore, we calculate the financial losses sustained by companies in the following cases :

 

• Employee dishonesty

 

• Theft of merchandise/inventory

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